Attention homeowners in Tacoma and Pierce County: Need an appraisal?Check out the top 7 reasons Washington homeowners use Residential Services Northwest:
At Residential Services Northwest, we understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a regular consumer that ordinarily doesn't look at appraisals on a regular basis, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Residential Services Northwest, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a region that is declining. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Residential Services Northwest is your chief weapon.Appraisals to cancel PMIAn attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping folks just like you dismiss unwanted and unneeded PMI insurance.Recently got a freeze to your HELOC?If your house is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Residential Services Northwest can provide you with an expert appraisal that will help you reinstate your home equity line of credit.We Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Residential Services Northwest offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property. |
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